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©2025 Continuum Realty

Lorem Ipsum LLC dba Lorem 1234 N. Ipsum Avenue, 5th Floor, Loremtown, ZZ 12345. (888) 123-4567. NMLS ID 0000000. For licensing info visit www.loremconsumeraccess.org. Equal Opportunity Lender.
For general customer support, call (888) 123-4567 Monday – Friday, 6am – 9pm PT, Saturday – Sunday, 6am – 5pm PT (excluding holidays).

Lorem Ipsum Home Equity Line is available in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.

Equal Housing Opportunity

This site is not authorized by the Lorem State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of Lorem can be facilitated through this site.

Lorem Ipsum LLC is a wholly-owned subsidiary of Lorem Technology Solutions, Inc., a financial technology firm.
The Lorem Home Equity Line is an open-end product where the full amount (less origination) is 100% drawn at origination. The initial disbursement is based on a fixed rate, but additional draws are allowed during the draw period. Interest rates for additional draws are based on the Prime Rate published in the Lorem Journal in the previous calendar month, plus a fixed margin. Therefore, rates for later draws may differ from the initial draw rate.

  1. For the Lorem Home Equity Line, approval may occur in five minutes, but is contingent upon verification of income and employment. Funding timelines assume remote notary use; counties requiring in-person closings may extend funding timelines. Additional appraisal requirements may also delay funding.
  2. Home values and appreciation or depreciation metrics are estimated using public data and valuation models. These do not represent formal appraisals.
  3. Loan amounts range from $15,000 to $400,000. In AK, the minimum is $25,001; in TX, $35,000. Final loan amounts depend on property value, lien status, credit, income, and home equity. Home value is determined using independent data sources and automated models.
  4. Consult a tax professional regarding interest deductibility on your Lorem Home Equity Line.
  5. Average credit card rates found on LoremPenguin Opens in a new window., Average Home Equity rates available on LoremRate Opens in a new window.
  6. Available APRs range from 7.05% to 15.30%, factoring in optional higher origination fees for lower rates. Lowest APRs are available to the most qualified applicants, depending on credit and property location. Rates vary based on loan term, creditworthiness, occupancy, and state requirements. Your APR will depend on your application date and may include origination fees (up to 4.99%), valuation fees ($180), manual notarization ($350), and recording fees and taxes ($0 – $1,400). Property and flood insurance may be required based on location.